Check Your Credit Score for free
uScore gives you your credit score for free – plus your expected interest rate, home value, and car value in one place.
Sign up with Vipps in 20 seconds. Track your score over time.
Understand your credit score
Lenders see your score before they see you and here's what they're looking at
A strong position
A high score opens doors — here's what it means in practice
- You probably qualify for a lower interest rate than you have today.
- You probably qualify for a lower interest rate than you have today.
Your official credit score
Norwegian banks and lenders use credit scores from accredited credit bureaus when they evaluate loan applications.
uScore shows you the exact same score, updated regularly so you always know where you stand before submitting an application.
The score is measured on a scale from 1 to 100. A score above 51 is considered good, and the higher your score, the better the loan terms you can expect.
Credit score
The actual score banks use – not an estimate.
Remarks
Shows registered remarks with creditor and amount details.
Debt summary
Your unsecured debt from the Debt Register.
See your expected interest rate
With uScore, you see the interest rate you can realistically expect on a consumer loan – before you submit a single application.
Banks advertise their best rates, but those rates are only available to borrowers with the strongest credit profiles.
Rate preview
Your likely rate based on credit score and debt.
Soft inquiry
Soft inquiry – no impact on your score.
Plan ahead
Know your expected rate before you apply.
All your financial data in one place
Your credit score is only part of the financial picture.
If you own a home or a car, those assets play a major role in your borrowing power and overall net worth.
uScore shows you the current estimated market value of your home and car, updated in real time based on Norwegian market data.
Home value
Real-time estimate based on current market conditions.
Car value
Current estimated resale value of your vehicle.
Net worth
Assets and liabilities combined in one view.
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